Account Comparison

Absolutely Free Checking and more

American Chartered provides two checking solutions and a full line of features that include a level of convenience and service that is unmatched. We have made it easy to select and customize an account with the solutions and features that best meet your needs.

Choose your checking solution:

High Yield Checking

Earn enhanced interest rates on entire balances when balances exceed $10,000, $25,000, $50,000, $100,000 and $250,000.*

Interest Checking

An account for those interested in higher interest! If you are looking for a higher rate of interest on larger balances, our Interest Checking account is for you.

Low Minimum Interest Checking

Your checking balance earns money! If you are looking for an interest bearing checking account with a low minimum balance, our Low Minimum Interest Checking account is for you.

Absolutely Free Checking

If you like FREE checking with no minimums and no hidden fees, nothing could be easier.  

American Chartered Bank Checking Accounts offer:

• Free Visa Debit Card
• Free Online Banking and Bill Pay
• Free Mobile Banking
• Free eStatement
• Free access to thousands of ATMs coast-to-coast**
• Free Account Alerts
• Free access to Bank-by-Phone

If you have questions, contact us or visit us at any of our convenient locations.

 A fee applies to overdrafts "created by check, in-person withdrawal, ATM withdrawal, or any other electronic means," as applicable, whether the item is paid or returned. *Variable Rate Account Disclosures. **American Chartered Bank does not charge its clients a fee for using another bank's ATM. Owners of out-ofnetwork ATMs may charge a fee for use of their ATM. Please click here for our Funds Availability Policy. Please click here (pdf) for a current Schedule of Fees.