Visa® Small Business Debit Card
Faster. Easier. Safer.

Put your checkbook away and make purchases directly from your Small Business Checking Account! Our Visa® Small Business Debit Card combines traditional ATM access with the convenience of a Visa® Debit Card, giving you the flexibility you need in today's fast-paced business environment. Your Visa® Small Business Debit Card can be used anywhere Visa® cards are accepted.

Why should I use my Visa® Debit Card?

Use your Card to earn Rewards.

• Each time you use your card and sign for or make other qualifying purchases^{^}, you earn 1 point for every $4 you spend.  Points are valid for 36 months.
• BONUS POINTS – Each month, earn 250 bonus point for every $500 you spend (up to 5,000 per month)
• Earn additional points by shopping at participating retailers in-store or online at www.uchooserewards.com

How do I use my Visa Debit Card?

You can use your card in three different ways:

1. Visa "Credit" Purchases
2. "Debit" Purchases
3. ATM Withdrawals

In addition to our traditional business debit cards, we now feature:

Identity Photo Cards - Secure your identity with an ID Photo Card. Upload a portrait to place on your card, and make it safer than ever before.

Full Image Photo Cards - Show off your family, company photo, your pet or whatever you want - every time you make a purchase. Just upload your favorite photo and use it as your background. Or, personalize your card with one of over 200 stock images, featuring the most recognized landmarks throughout Chicagoland.

Don’t have a debit card?  Order one today! 

*American Chartered Bank does not charge its clients a fee for using another bank’s ATM. American Chartered Bank is a member of the STARsf and Allpoint networks. Owners of non-STARsf and non-Allpoint ATMs may charge a fee for use of their ATM
^A qualifying purchase is any posted signature-based purchase, Internet purchase, phone or mail-order purchase, bill payment, contactless purchase (purchases made by holding an American Chartered Bank Visa Debit Card or other device up to a secure reader instead of swiping a card), or small dollar purchase for which a cardholder is not required to sign, made with an American Chartered Bank Visa Debit Card, which is processed or submitted through the Visa U.S.A. Inc. payment system. A Qualifying Purchase does not include a purchase made using a Personal Identification Number (PIN) or purchase initiated through Identification technology that substitutes for a PIN.