American Chartered Bank is one of the premier lenders to small and medium-sized privately held businesses in the Chicago area. Our aim is to meet the financial needs of commercial, industrial, and professional enterprises, as well as the individuals who own and operate these businesses.

Our commercial lenders are some of the most experienced and professional bankers in the market. We are well known for our creativity and quick responsiveness to commercial clients’ loan requests.

Our bankers each own a substantial share of the Bank and are, like their customers, business owners. This combination of experience and empowerment as owners uniquely positions our lenders to respond quickly and creatively to our clients’ business borrowing needs.

The array of commercial loans offered by American Chartered Bank includes:

Working Capital Lines of Credit  We can structure a line of credit to facilitate growth and provide maximum cash management flexibility for your business.

Commercial Term Loans  To finance long-term assets such as machinery and equipment, our lenders can structure a financial package to match the useful life of your capital expenditures. American Chartered’s rates are highly competitive, and our commercial lending expertise enables us to complete your transaction quickly and easily.

Commercial Real Estate Loans  Whether it is for the building occupied by your business or an investment property, American Chartered Bank has the ability to provide financing for all types of commercial real estate. We are lending for our own portfolio, which allows us to be flexible and responsive.

Loans to Community Associations  American Chartered Bank provides innovative and customized financing programs to support the capital improvement and common element replacement needs of condominium associations.

Please contact us today for more information!