American Chartered Bank - Commercial Banking, Small Business Banking, Personal Banking, Health Savings Accounts

Enjoy low rates, a variety of exciting rewards, and one stop financial servicing with a Visa® card.

Credit Now. Convenience Always.

	The Visa® Business Card	Visa® Platinum Business Rewards Card	The Visa® Business Travel Card	Visa® Business Company Card	The One Card
This card offers:	No annual fee Low rates Generous credit lines Features to simplify business management, such as company spending reports	No annual fee Unlimited 1% cash back Double reward points on gasoline, restaurants and telecom A variety of features to simplify business management, such as company spending reports	The richest rewards on all company spending Travel on any airline without frequent flyer program restrictions Exclusive concierge service and special travel discounts Company spending reports Consolidated billing A low annual company fee Free employee cards with spending controls	The Company Card is for the growing company - provides enhanced service, reporting and higher revolving credit lines.	Manage travel, fleet and purchasing transactions with just one process, one staff, one card issuer and one invoice. Features flexible authorization system controls, full reporting for complete expense management and definable individual credit limits.
Market:	Businesses with less than $1 million in annual sales or who charge less than $250,000 per year.	Businesses with less than $1 million in annual sales or who charge less than $250,000 per year.	Businesses with less than $1 million in annual sales or who charge less than $250,000 per year; employees with the potential to charge at least $8,000 annually.	Company with minimum net income of $350,000. Designed for businesses that will spend minimum $50,000 per year to avoid annual fee.	Business with over $1 million in annual sales who have the potential to charge more than $120,000 a year.
Liability Structure:	The Authorizing Officer and the company are liable for all balances.	The Authorizing Officer and the company are liable for all balances.	The Authorizing Officer and the company are liable for all balances.	The company alone is liable for all balances.	The company alone is liable for all balances.
Reward Details:	N/A	Earn one point per net purchase dollar charged. Earn two points for every gas, restaurant and telecom purchase. No limit to the points earned each month. 2,500 bonus points with first purchase.	Earn one point per net purchase dollar charged. Earn two points for every airline, train, car rental, hotel and motel purchase. No limit to the points earned each month. 5,000 bonus points with first purchase.	Earn 1% unlimited cash back or one point for every net dollar purchased.	Companies spending over $3,000,000 in one calendar year are eligible for rebates.
	Learn more	Learn more	Learn more	Contact us today for an application!	Contact us today for more information and an application!

All of our Credit Cards feature:

Revolving Lines of Credit
Authorization Controls
The Company Name or Logo embossed on the Card
Worldwide Visa® Acceptance
Automatic Travel Accident Insurance and Emergency Travel Services*
Purchase Protection
Management Reports
Individual or Central Billing
24-Hour Cardmember Service at 866.558.8855
Point pooling available on certain products
Flexible billing options

Cards are also available to authorized signers and other personnel at company discretion. Daily limits can be capped for individual users.

Questions? Contact us or visit us at any of our convenient locations!

*Certain conditions and exclusions apply. See application for more details.


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