High Yield Checking

If you typically carry significant balances in your checking account and want to earn competitive, enhanced rates on your account balance, then our High Yield Checking is an outstanding solution. You get our long list of convenience solutions plus the added value of an enhanced interest rate.

Account Features:

Minimum Daily Balance Requirement:	$10,000
Monthly Maintenance Fee:	$15; waived if minimum daily balance requirement is met.
Interest:	Variable interest rate and Annual Percentage Yield (APY). Enhanced interest rates for balances over $10,000, $25,000, $50,000, $100,000 and $250,000.* View our current rates.
Free and unlimited in-network ATM Transactions**

ALL American Chartered Bank Checking Accounts offer:

Free Visa Debit Card
Free Online Banking and Bill Pay
Free Mobile Banking
Free eStatement
Free access to thousands of ATMs
Free Account Alerts
Free access to Bank-by-Phone

If you have questions, contact us or visit us at any of our convenient locations .

A fee applies to overdrafts "created by check, in-person withdrawal, ATM withdrawal, or any other electronic means," as applicable, whether the item is paid or returned. *Variable Rate Account Disclosures. **American Chartered Bank is a member of the Moneypass ATM network, which features thousands of free ATM locations from coast to coast. Please click here for our Funds Availability Policy. Please click here (pdf) for a current Schedule of Fees.

American Chartered Bank does not charge its clients a fee for using another bank's ATM. American Chartered Bank is a member of the Moneypass, SUM and NYCE ATM networks, which feature thousands of free ATM locations from coast to coast. Owners of out-of-network ATMs may charge a fee for use of their ATM.

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High Yield Checking

Account Features: