HSAs for Brokers

Thank you for your interest in the American Chartered Bank Health Savings Account program.  American Chartered has been offering Health Savings Accounts since January 2004 and now works with over 350 Insurance Brokers and TPAs in all 50 states.

Is the HSA program right for you and your clients?

For organizations large and small, rising healthcare costs are taking a toll on both their employees and their bottom line.  For many employers, healthcare expenses are their largest expense other than salaries.

Consumer Directed Health plans combined with Health Savings Accounts are a proven solution that can help everyone gain better control of rising healthcare costs.  HSAs are entirely owned by the accountholder, and they put more of the healthcare spending and decision-making into the hands of the employee.

How are accounts opened?

Once it has been decided to open an HSA, the process of opening the account is easy. Simply determine the usage requirements and choose the account that best fits your needs. You can apply immediately online, mail in a paper application, or visit any of our convenient locations!