HSAs for Individuals

Thank you for your interest in the American Chartered Bank Health Savings Account program. All of the documents necessary to open and maintain a health savings account can be obtained here.

Is an HSA program right for you?

Health savings accounts have advantages and disadvantages. When considering a health savings account (HSA), think about your anticipated health care expenses, your financial situation and how much control you want over your health care spending. If you're generally healthy and want to save for future health care expenses, an HSA may be an attractive choice. On the other hand, if you anticipate needing expensive medical care in the next year and would find it hard to meet a high deductible, an HSA might not be your best option.

How do I open an account?

Once you have decided to open an HSA, the process of opening the account is easy. Simply determine your usage requirements and choose the account that best fits your needs. You can apply immediately online, mail in a paper application, or visit any of our convenient locations!