Incoming ACH

Flexible Automated Clearing House (ACH) capabilities

Direct Deposit Payroll and Auto Debit processing are convenient, reliable, and timely methods of transacting business through the Automated Clearing House (ACH). ACH transactions are more cost-effective than checks; they provide the convenience, reliability, and timeliness required to efficiently manage your cash flow; and reduce the occurrence of check fraud.

At American Chartered, we have the flexibility of accepting and processing ACH information in the following ways:

• NACHA formatted ACH files, which can be submitted directly to the Federal Reserve Bank (the Fed) for distribution
• Non-NACHA formatted files, which are run through a translator at American Chartered, creating a NACHA file, which is then submitted to the Fed for distribution
• Submissions through our eCorp Internet Service

American Chartered Bank also offers the ability to initiate and settle cross-border ACH transactions.

Please contact us today for more information.