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VIP Free Interest Checking 
FREE Checking with the convenience of direct deposit or automatic loan payment!

Are you looking for an interest bearing checking account? Do you have direct deposit? Our VIP Free Interest Checking account is for you!

Account Features
 
 
Suggested Opening Deposit: $50
Minimum Balance Requirement: none
Monthly Maintenance Fee: none
Interest: View current rates                                   
   
Free and unlimited check writing and/or electronic payments each month
Free and unlimited ACB/STARsf ATM and point-of-sale transactions
Free and unlimited non-ACB or STARsf ATM Transactions**
Free return of check images with monthly statement

Your VIP Free Interest Checking also receives:

 

Questions? Contact us or visit us at any of our convenient locations!

 

 

*A fee applies to overdrafts "created by check, in-person withdrawal, ATM withdrawal, or any other electronic means," as applicable, whether the item is paid or returned.
**American Chartered Bank does not charge its clients a fee for using another bank’s ATM. Owners of non-STARsf ATMs may charge a fee for use of their ATM.
Click here for a current Schedule of Fees.
Variable Rate Account Disclosures:
Interest Rate: The interest rate and annual percentage yield may change
Determination of Rate: At our discretion we may change the interest rate on your account
Frequency of rate change: We may change the rate on your account at any time