Rates accurate as of: August 20, 2008
Transaction Accounts
|
|
Accounts
|
Minimum Balance Required to Obtain APY
|
Interest Rate
|
Annual Percentage Yield (APY)
|
| 50+ Free Interest Checking |
None |
1.00% |
1.00% |
| VIP Interest Checking |
None |
1.00% |
1.00% |
| Low Minimum Interest Checking |
None |
1.00% |
1.00% |
| No Minimum Interest Checking |
None |
1.00% |
1.00% |
| Economy Interest Checking |
None |
1.00% |
1.00% |
| Wall Street Checking* |
$0.01 - $2,499.99
$2,500.00 and above |
1.00%
1.39% |
1.00%
1.40% |
| Wall Street Plus Checking* |
$0.01 - $9,999.99
$10,000.00 - $49,999.99
$50,000.00 & over |
1.00%
1.74%
2.03% |
1.00%
1.75%
2.05% |
| High Yield Money Market* |
None |
2.03% |
2.05% |
| Statement Savings* |
None |
1.00% |
1.00% |
| Health Savings Account* |
$0.01 - $999.99
$1,000.00 - $4,999.99
$5,000.00 - $9,999.99
$10,000.00 and above |
1.00%
1.24%
1.39%
1.74% |
1.00%
1.25%
1.40%
1.75% |
- Interest rate paid is based on collected balance in account at close of each business day. Interest credited monthly. If the account is closed prior to the end of the monthly cycle, any accrued interest is forfeited.
- Fees may reduce earnings
- *Variable Rate Account Disclosures:
Interest Rate: The interest rate and annual percentage yield may change
Determination of Rate: At our discretion we may change the interest rate on your account
Frequency of rate change: We may change the rate on your account at any time
CD RATES
Rates accurate as of: August 20, 2008
Certificate Rates
|
| Type/Term |
Interest Payments
|
Annual Percentage Yield (APY) |
| Monthly |
Quarterly |
At Maturity |
Annual |
Fixed:
3 Month |
2.24% |
2.24% |
N/A |
N/A |
2.26% |
| 6 Month |
2.48% |
2.49% |
2.49% |
N/A |
2.51% |
| 9 Month |
3.16% |
3.17% |
3.20% |
N/A |
3.21% |
| 12 Month |
3.33% |
3.34% |
N/A |
3.38% |
3.38% |
| 24 Month |
3.55% |
3.56% |
N/A |
3.61% |
3.61% |
| 36 Month |
3.93% |
3.94% |
N/A |
4.00% |
4.00% |
| 48 Months |
4.03% |
4.05% |
N/A |
4.11% |
4.11% |
| 60 Month |
4.18% |
4.19% |
N/A |
4.26% |
4.26% |
- $1,000.00 minimum required to open non-IRA certificate and receive APY quoted
- Rates quoted are based on compounding frequency
- APY cited assumes principal and interest remain on deposit for full term; withdrawals will reduce earnings
- Penalty may be imposed for early certificate of deposit withdrawal
- If the CD has a maturity of greater than one (1) year, interest must be paid at least annually
|