Rates accurate as of: February 3, 2010
Variable Rate Accounts
|
Accounts
|
Minimum Balance Required to Obtain APY
|
Interest Rate
|
Annual Percentage Yield (APY)
|
| Wall Street Plus Checking* |
$0.01 - $9,999.99
$10,000.00 - $49,999.99
$50,000.00 & over |
0.25%
0.70%
1.00% |
0.25%
0.70%
1.00% |
| Wall Street Checking* |
$0.01 - $2,499.99
$2,500.00 and above |
0.25%
0.35% |
0.25%
0.35% |
| Other Personal Checking*1 |
None |
0.25% |
0.25% |
| High Yield Money Market* |
$0.01 - $9,999.99
$10,000.00 - $49,999.99
$50,000.00 & over |
0.55%
0.75%
1.00% |
0.55%
0.75%
1.00% |
| Statement Savings* |
None |
0.25% |
0.25% |
| Health Savings Account* |
$0.01 - $999.99
$1,000.00 - $4,999.99
$5,000.00 - $9,999.99
$10,000.00 and above |
0.20%
0.25%
0.35%
1.00% |
0.20%
0.25%
0.35%
1.00% |
- 1. Includes Low Minimum Interest, 50+ Interest and VIP Interest Checking Accounts.
- Interest rate paid is based on collected balance in account at close of each business day. Interest credited monthly. If the account is closed prior to the end of the monthly cycle, any accrued interest is forfeited.
- Fees may reduce earnings
- *Variable Rate Account Disclosures:
Interest Rate: The interest rate and annual percentage yield may change Determination of Rate: At our discretion we may change the interest rate on your account Frequency of rate change: We may change the rate on your account at any time
Certificate of Deposit Rates
Rates accurate as of: February 3, 2010
Certificate Rates
|
| Type/Term |
Interest Payments
|
Annual Percentage Yield (APY) |
| Monthly |
Quarterly |
At Maturity |
Annual |
Fixed:
3 Months |
0.41% |
0.41% |
N/A |
N/A |
0.41% |
| 6 Months |
0.51% |
0.51% |
0.51% |
N/A |
0.51% |
| 9 Months |
0.76% |
0.76% |
0.76% |
N/A |
0.76% |
| 12 Months |
1.15% |
1.15% |
N/A |
1.16% |
1.16% |
| 24 Months |
1.55% |
1.55% |
N/A |
1.56% |
1.56% |
| 36 Months |
2.14% |
2.14% |
N/A |
2.16% |
2.16% |
| 48 Months |
2.48% |
2.49% |
N/A |
2.51% |
2.51% |
| 60 Months |
2.97% |
2.98% |
N/A |
3.01% |
3.01% |
- $1,000.00 minimum required to open non-IRA certificate and receive APY quoted
- Rates quoted are based on compounding frequency
- APY cited assumes principal and interest remain on deposit for full term; withdrawals will reduce earnings
- Penalty may be imposed for early certificate of deposit withdrawal
- If the CD has a maturity of greater than one (1) year, interest must be paid at least annually
|