Why American Chartered Bank?

At American Chartered, we understand that the structure of your healthcare plan is important to you. In fact, your choice of healthcare benefits may be the most important decision you make on an annual basis. The same can be said for choosing your tax advantaged Health Savings Account.

American Chartered Bank was founded on the principle of providing value to our clients with the best service possible. We believe that outstanding service and quality products add value in the marketplace.

When American Chartered introduced its HSA program, we were one of the first HSA custodians offering clients a no cost, interest-bearing HSA checking option. This program continues to draw the interest of employers, benefit administrators and individuals throughout the country.

The success of our program can be measured by the number of businesses and individuals that continue to look to us for their HSA needs. To date, we administer accounts for 2,200 companies, and over 40,000 individuals have entrusted American Chartered Bank with their HSA.

The Wall Street Journal and HSAfinder.com have recognized American Chartered Bank among the best value HSA custodians in the country.

HSA Checking

• Tiered interest rates
• FDIC insured
• No-minimum balance requirement
• No monthly maintenance fee
• Free eStatements (paper statements available for $1.50/month)
• Apply online

Clients can access their funds with:

• Free HSA Debit Card
• Free Online Banking/Bill Pay
• Free Check Writing (clients must purchase checks)

Convenient funding options are available.

Additionally, your employees may invest their HSA funds in certificates of deposits* and mutual funds**.

*$1000 minimum deposit required. Penalties for early withdrawal if applicable.